Testimonials

Working with The MHI Group Ltd on our mortgage application has been an exceptional experience from start to finish. Rob guided us through every stage with outstanding professionalism, clarity, and genuine care. His responsiveness to emails was out of this world — every message was answered promptly, thoroughly, and with a level of attention that gave us complete confidence throughout the entire process.

The mortgage journey, which can often feel stressful and overwhelming, was completely seamless because of Rob’s efficiency and expertise. He ensured we understood each step, kept us updated at all times, and made the entire experience smooth and reassuring.

If you want absolute peace of mind while your mortgage application is handled perfectly, reach out to The MHI Group Ltd. Their service is exceptional, and Rob is a standout professional who delivers excellence every step of the way.

Rob Govier is a star. He gave us so much usable information and helped us through the process. Without his help we would have had a nightmare. SUPERB.
 
PH 10/25

Rob was amazing from start to finish. Honest, direct and genuinely easy to deal with. He made the whole process simple to understand and did not waste a second of time. Everything was handled efficiently and with real professionalism. Could not recommend him enough. Top class service. I would use him again tomorrow without hesitation.
 
RK 10/25

Rob Govier of The MHI Group was extremely helpful in helping me obtain a mortgage and realize my dream of owning a “piso” in Valencia!

Although I have a good income and excellent credit back home, I had three strikes working against me: I am self-employed (rentista), I’m a non-resident (although I do have dual citizenship, American and Spanish), and I currently have THREE outstanding mortgages in the United States! Which is why FIVE Spanish banks had denied me a mortgage before I met Rob. My debt-to-income ratios could certainly be stronger, and the conventional banks counted only HALF of my NY-based rental income as qualifying income!

Enter Rob G. He suggested I apply for a mortgage with a credit union instead of a conventional bank. That worked! I can’t say the process was easy — it’s a bit grueling. But Rob communicated well with me throughout, keeping me informed and explaining the quirks of buying real estate in Spain, and I felt he advocated on my behalf.

Highly recommended.

KH 12/25

Tim and Rob at The MHI Group were outstanding throughout our recent home purchase. From the very start, they provided clear, honest advice on the mortgage options available and guided us through every step of the process with real professionalism.

They were always approachable, quick to respond, and took the time to explain everything clearly, which made what could have been a stressful experience feel straightforward and well managed. Their knowledge, efficiency, and commitment gave us complete confidence at every stage.

We are extremely grateful for their support and would not hesitate to recommend Tim, Rob, and The MHI Group to anyone looking for expert mortgage advice and a genuinely reliable service.

MK 01/26

A big thanks to Tim and The MHI Group Spain, very efficient, professional and informative all the way through fantastic service highly recommended.

PB

5/11/25

Absolutely fantastic company nothing is a problem for Tim the Morgage advertiser always on the end of the phone and answers all the time!! Great experience from start to finish

Rob was amazing from start to finish. Honest, direct and genuinely easy to deal with. He made the whole process simple to understand and did not waste a second of time. Everything was handled efficiently and with real professionalism. Could not recommend him enough. Top class service. I would use him again tomorrow without hesitation.
 
RK 10/25

Rob has been fantastic from start to finish. Clear instructions and very quick to respond is a refreshing experience. Would certainly recommend.

LG May 2025